Switch Commerce offers an attractive option for merchants who may be labelled “high risk” by other processors. Individuals who own or are thinking about launching a herbal health, travel, or dating website/service will find it difficult to get a standard merchant account.

While your business is a legitimate one the inherent risks (high chargeback rates, difficulty monitoring standard tickets, etc.) make result in many merchant account providers not wiling to take on the business. Switch Commerce works with a number of different underwriters allowing them to take on some clients that other merchant providers would not.

There are negatives to working with Switch for merchants which is with so much risk associated with many of their accounts, merchants can expect to see higher rates and fees with Switch Commerce than some of the other merchant account providers that we have reviewed. This is understandable as the increased risk in their portfolio demands that they cover that risk by having higher cost.